Our mission
We are committed to elevating the closing experience for Tennessee and Kentucky realtors and homeowners while providing a space for education, connection and growth in the real estate market.
For every closing, career milestone and change in the market, we are here.
Here is our commitment to you:
Everyone is welcome at our closing table.
We are committed to fostering an inclusive environment where every agent and homeowner feels safe, welcomed and celebrated.
We are all better together.
We are not just a title company, we are a partner, cheerleader and advocate for you. That means we are committed to providing opportunities for growth, connection and education to the real estate industry.
Every closing is a celebration.
At Hywater Title, we honor and acknowledge the milestone of homeownership. Single, coupled, investment or first home, every closing is a celebration and you’ll see that each and every time you sit at our closing table.
Meet Your New Title Team
Jami K. Averwater
Founder & CEO
You could say that Jami grew up at the closing table watching her parents, local homebuilders and developers. Overtime her passion for real estate grew, as did her passion for becoming involved in the Murfreesboro community. She is a proud Webb School alum and Bell Buckle holds a special place in her heart. After graduating with a degree in Economics from MTSU, she went on to receive her Doctor of Jurisprudence from Belmont University College of Law. She specializes in real estate law, commercial purchases and closings.
You won’t find anyone more dedicated to building up her community and serving her clients. Jami serves with heart and passion to build the real estate market and leave it better than how she found it.
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Where I shop local
You can find me at any local coffee shop...or at Primrose Table enjoying a glass of bourbon.
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Why I love Middle Tennessee
I was raised in Middle Tennessee and have a passion for the local economy, particularly real estate. It is such a wonderful, welcoming, and safe place to live.
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Most Gratifying Aspect of My Work
Working with agents at every stage of their career to help them better serve their clients.
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Where You'll Find Me After Work
Watching the travel channel and planning future trips abroad.
Your Success Team
Merissa Leaver
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Merissa Leaver joins us with over 10 years of experience in an operations role. She brings extensive knowledge of office management, processes and procedures, and human resources. Merissa is also our hype team. She organizes regular office outings and client celebrations. Merissa lives in Murfreesboro with her husband and their cat, Gypsy. We look forward to you meeting Merissa at the closing table soon!
Jade Richardson
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Jade Richardson spent the better part of her career in customer service at a large retail store, so we were elated when Jade agreed to bring that experience to Hywater Title. As the manager of our Smithville office, Jade is responsible for juggling many files for the top agents in the area and her positive attitude and dedication is unmatched. Jade lives in Dowelltown, TN with her husband and enjoys traveling in her free time.
Kristin Palombo
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Kristin is often the first name you hear when you have a closing with our team. She is the manager of all the things and we do not know what we would do without her. Kristin is currently working part-time so she can enjoy time with her husband, Clark, and their newborn girl, Thea.
Angela Lyles
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Angela has deep roots in the Murfreesboro community and is no stranger to the real estate industry. These are just two reasons out of one million reasons we love having Angela on the team. When not at networking events or lunching with her clients, Angela enjoys traveling with her family.
Erika Hyde
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Erika Hyde joins the Hywater Team after her years spent working in corporate and commercial real estate law in Chattanooga, Tennessee. She is a graduate of Vanderbilt University. She currently resides in Chattanooga with her husband and their dog, Pepper, who often visits the office with her human.
Roman Hankins
Nick Howell
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Nick has been on both sides of the closing table since 2011. His family has a legacy for building and developing homes in Middle Tennessee since 1958 and he caught on at a young age. At Hywater Title, Nick specializes in building relationships with each of our clients. He enjoys quality time with his wife and two daughters and supporting Nashville’s various sports teams.
Annette Rose
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Annette brings over ten years of title experience and customer service to the Hywater team. She leaves everyone better than she found them and we promise you will love closing with Annette. She’s a mom, a wife, a friend, and the manager of Hywater Dickson. In her free time, Annette operates a small farm and will happily show you photos of her baby cows!
Melody Carr
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Melody is the gate-keeper and the master of organization for Hywater’s leadership team. No task is too big or too small for her and she tackles everything that comes her way. Thank you for all you do for us, Melody!
Alayna Vassar
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Alayna joined our team when she didn’t know how to stamp an envelope… now she’s the go-to for all things “title.” She lives with her husband (Nick) and their adorable babygirl (Adalyn).
Loren Manderson
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In addition to having a contagious laugh, Loren has a ton of title knowledge. There are very few files Loren cannot conquer and we are so grateful she chose to continue her career with us at Hywater. She lives in Christiana, Tennessee with her husband and son, Grayson.
Lauren Cotton
Casey Jenkins
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Coming soon!
Brandee Gilliam
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Coming soon!
Jonallen Priest
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Jonallen joins the Hywater team in Smithville, Tennessee. He is married to Kelsey and they have a little boy named Scout. They, along with their dog Charlie, are always on the road and love to do everything outdoorsy!
Mackenzie Hargrove
Emma Nieman
